First HomeMortgage Brokers
We work for you, not the bank.Roadmap
You know you want to buy. The hardest part is knowing how. So we made it simple: six clear steps, from your first call to picking up the keys.
- How long the journey takes, step by step
- What's involved at each step of the process
- Exactly what we handle, so you know what's off your plate
First HomeMortgage Brokers
Six clear steps, from your first call to moving in
Most clients go from first call to pre-approval in around two weeks.
Free discovery call
A quick chat and honest feedback on your next move.
Your strategy session
Map out your goals, your borrowing power and the right bank.
Getting pre-approved
We package your application and get you pre-approved.
House hunting and offers
What to look for at open homes, and templates to make your offer.
From offer to unconditional
The checks, the bank's sign-off, and going unconditional safely.
Loan structure & settlement
We structure your loan and see you through to settlement.
Ready to start? The whole journey begins with one free 15-minute chat.
Book your free 15-minute chat →Free discovery call
A relaxed call so we can understand where you're at and give you a straight answer on your next move. No prep required.
- We listen to your situation and what you want to achieve.
- We walk you through the things that drive how much you can borrow.
- Honest feedback on where you stand and what's realistic.
- We agree the next step together, only if it's a good fit.
Your strategy session
This is where your plan takes shape. We meet on a video call at a time that suits you, evenings included, so you and your partner can both be there. Here's what we work through together:
Your goals & timeline
- What type of property
- Where you want to buy
- When you want to move in
Current situation check
- Income & employment
- Debts, deposit & savings
- Any unique circumstances
Your borrowing power
- How much you can borrow
- How your deposit shapes options
- Likely weekly repayments
Your best path forward
- Your lending options
- Bank comparisons
- Choosing the best option
Getting pre-approved
We choose the lender best suited to you, then package your application so it has the best possible shot at approval.
- One secure upload. Our online portal collects everything and consolidates your bank statements automatically.
- We match you to the lender that fits your situation, not just whoever you already bank with.
- We present and advocate for your application, then handle the back-and-forth.
- You come away with a clear budget and a pre-approval before you start looking.
House hunting and offers
With your pre-approval sorted, the search begins. Here's everything we give you to find the right home and make a confident offer.
- A checklist of the right questions to ask at every open home, so you get the full picture on each property.
- A guide to the warning signs to watch for at a viewing, the easy-to-miss things that can cost you later.
- The option to work with one of our trusted lawyers, who know first home buyers and check your contracts so nothing slips through the cracks.
- Offer templates for conditional offers, plus our help structuring one that protects you.
- A plain walk-through of how auctions, tenders and negotiations each work, and the differences between them, so none of them catch you out.
- The ability to check in with us on any property before you make an offer, so you stay informed, inside your pre-approval, and nothing catches you out.
From offer to unconditional
This is where the bank approves the specific home you've chosen. We coordinate each check and keep it on track.
- We organise the valuation whenever the bank requires one.
- We get the bank's formal sign-off on the property.
- We help you turn a conditional offer into unconditional, safely.
Loan structure & settlement
The right loan structure can make a real difference to what you pay and how soon you're mortgage-free. Once your offer is unconditional, we set it up properly in a dedicated session and see you through to settlement.
The fundamentals, taught properly
- How your home loan actually works
- How interest really adds up
- What equity is and why it matters
Your offers, decoded
- Your cashback and rate offers, explained
- What the market is doing right now
- How the market and your plan shape which rates to pick
A structure built on your plan
- Fixed, floating or a split, chosen for your goals
- Repayments set up to pay it off faster
- Key dates and what happens at settlement
- When we'll review it with you as rates change
First HomeMortgage Brokers
You bring the questions. We handle the paperwork.
Behind every step is a team of mortgage brokers chasing the banks, checking the detail and keeping your application moving.
"We recently bought our first home in Hamilton. The team were amazing, with prompt responses, and always kept us in the loop. A seamless experience. We strongly recommend Tanta."
First HomeMortgage Brokers
You've seen the map. Let's walk it together.
Your next step is a free 15-minute chat, nothing to prepare. You'll leave knowing where you stand and what to do next, with a plan built around your numbers and your goals. Book whenever you're ready.
