Find out if a bank would say yes — before you apply.
First home buying is genuinely confusing, but good news: a lender's decision is more predictable than you think — and you can know the answer before you even apply.
- ✓Free
- ✓2 minutes
- ✓Specific to NZ lending rules
A few tidy-ups and you'd likely get approval from at least two of the five main banks.
- →Reduce credit card limit to lift borrowing power
- →Show 3 months of consistent savings
- →Pre-approval conversation with ANZ or ASB
A clear picture of where you stand — in 2 minutes.
No mortgage jargon. The same questions a lender would ask, with a personalised result.
A score that means something
Calibrated to the rules NZ banks actually use — not a generic affordability range. Reflects how ANZ, ASB, Westpac, BNZ and Kiwibank would view your application today.
The 1–3 things blocking you
Most first home buyers are stuck on just one or two specific items — usually credit history, deposit clarity, or recent bank statements. We pinpoint yours.
Actions you can take today
A clear fix-list, each action ranked by how fast it'll lift your score. Credit-card limit moves, deposit strategy, statement tidy-ups — specific, free, doable this week.
Three steps. No commitment.
Answer 10 quick questions
Income, savings, debts — the same things a bank looks at. Takes about 2 minutes.
See your readiness score
Instantly. With a plain-English explanation of what each number actually means.
Decide what's next
Use the action plan on your own, or book a free 15-min chat if you'd like a hand.
Real Kiwis. Real first homes.
I worked with Anthony on my first home application. A lovely human, highly professional, and made the whole journey doable. Highly recommend Tanta Mortgage Brokers — and enjoying living in my new home in Swanson!
We worked with Luke and he was amazing. We hit a couple of speed bumps but he helped us navigate them without issue. He even set up a meeting while on holiday to make sure we didn't miss any deadlines. Real, personalised advice.
Anthony helped us buy our first home. Handled any obstacles quickly with solutions and feedback. Dealing with banks can be painful — Tanta made it easy. Highly recommend.
I used Tanta to get my first home. Anthony was good to work with. There were some challenges but together we worked through them and kept going until I succeeded — help throughout the entire process.
Aaron was absolutely INCREDIBLE throughout our first home buying process. He made what could have been overwhelming feel much less daunting. Clear, thorough, and tailored to our needs — explained everything in plain English.
We recently bought our first home in Hamilton. Anthony was amazing — prompt responses and always kept us in the loop. Seamless experience. We strongly recommend Tanta. Gold standard.
Ready to find out where you stand?
- ✓Free
- ✓2 minutes
- ✓Specific to NZ lending rules