2-minute readiness quiz

Find out what’s standing between you and your first home.

First home buying is genuinely confusing, but good news: a lender's decision is more predictable than you think. You can know the answer before you even apply.

  • Free
  • 2 minutes
  • Specific to NZ lending rules
Sample result
Your result
You're at stage 2 of 4

Nearly Ready

Not ready
Nearly ready
Pre-approval ready
Buy-ready
Typical time till ready to apply
45–60 days
You're closer than you think.

A few tidy-ups and you'd likely get approval from at least two of the five main banks.

Your next 3 steps
  • Reduce credit card limit to lift borrowing power
  • Show 3 months of consistent savings
  • Pre-approval conversation with ANZ or ASB
We compare across all five main banks
ANZ logoASB logoWestpac logoBNZ logoKiwibank logo
… and more
What you'll find out

A clear picture of where you stand, in 2 minutes.

No mortgage jargon. The same questions a lender would ask, with a personalised result.

A score that means something

Calibrated to the rules NZ banks actually use, not a generic affordability range. Reflects how ANZ, ASB, Westpac, BNZ and Kiwibank would view your application today.

The 1-3 things blocking you

Most first home buyers are stuck on just one or two specific items: usually credit history, deposit clarity, or recent bank statements. We pinpoint yours.

Actions you can take today

A clear fix-list, each action ranked by how fast it'll lift your score. Credit-card limit moves, deposit strategy, statement tidy-ups. Specific, free, doable this week.

800+
First home buyers helped
$500M+
In home loans settled
4.9
Average client rating
What our clients say

Real Kiwis. Real first homes.

★ ★ ★ ★ ★
I worked with Anthony on my first home application. A lovely human, highly professional, and made the whole journey doable. Highly recommend Tanta Mortgage Brokers — and enjoying living in my new home in Swanson!
Sumer Mahant
Sumer Mahant
First home, Swanson · 2026
★ ★ ★ ★ ★
Had the pleasure working with Chris from Tanta — made everything very easy especially being a first-time home buyer. Highly recommend.
Viliami Fotofili
First home buyer · 2026
★ ★ ★ ★ ★
Anthony helped us buy our first home. Handled any obstacles quickly with solutions and feedback. Dealing with banks can be painful — Tanta made it easy. Highly recommend.
Adam Bettridge
Adam Bettridge
First home · 2025
★ ★ ★ ★ ★
I used Tanta to get my first home. Anthony was good to work with. There were some challenges but together we worked through them and kept going until I succeeded — help throughout the entire process.
Taylor Thomson
Taylor Thomson
First home · 2025
★ ★ ★ ★ ★
Chris is absolutely amazing! He makes the process stress-free and explains everything perfectly. 100% recommended.
Dana Hamlin
First home buyer · 2025
★ ★ ★ ★ ★
We recently bought our first home in Hamilton. Anthony was amazing — prompt responses and always kept us in the loop. Seamless experience. We strongly recommend Tanta. Gold standard.
Rahul G.C
Rahul G.C
First home, Hamilton · 2025
How it works

Three steps. No commitment.

1

Answer 10 quick questions

Income, savings, debts. The same things a bank looks at. Takes about 2 minutes.

2

See your readiness score

Instantly. With a plain-English explanation of what each number actually means.

3

Decide what's next

Use the action plan on your own, or book a free 15-min chat if you'd like a hand.

Ready to find out where you stand?

  • Free
  • 2 minutes
  • Specific to NZ lending rules