Home loans, made simple.
Whether you're buying your first home, building, refinancing or releasing equity, we compare the market, find the lender that fits, and handle the whole thing. Free to you, because the lender pays us, not you.
What can we help with?
Pick the one that sounds like you. Each has its own page with how it works and what to expect.
Buying your first home
Specialist first-home advice: deposits, KiwiSaver, pre-approval and the steps from first call to keys.
First home buyers →Buying with a 5% deposit
The Kāinga Ora First Home Loan lets eligible buyers get in with as little as a 5% deposit.
The 5% deposit loan →Building or buying new
Bare land, building from scratch, or a turnkey home: how the lending and deposits work.
New builds →Reviewing your mortgage
Refinance for a fresh cash contribution, a sharper rate, or to pay your loan off faster.
Review your mortgage →Renovating your home
Use your equity to renovate, with the loan structured so the costs don't catch you out.
Renovations →Using your KiwiSaver
Your KiwiSaver can be a big part of your first-home deposit. See how it fits in.
KiwiSaver →Run your numbers
See what a home loan costs each payday with our repayment calculator, or find out how much faster a little extra clears your loan with the extra-repayments calculator. Both are free and instant.
Why work with Tanta
The whole market
We compare the banks and specialist lenders to find the one most likely to say yes and suit you. See our lenders.
Free to you
Our advice is free because the lender pays us, not you. Same rates you'd get going direct.
In your corner
We do the legwork and the paperwork, and tell you straight what's worth doing and what isn't.
Not sure where to start? Just ask.
Book a free chat and we'll work out what you can do and the right next step for your situation.
Book your free discovery call